Florida Bankruptcy Services - Chapter 7 Bankruptcy Petition Preparation
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Receiving Your Discharge of Debt
Only the bankruptcy court can determine what debts are
dischargeable.
60-Day Waiting Period.
After the Creditors Meeting, there is a 60-day period
during which time creditors can file claims if they
believe you have non-exempt assets and during which
creditors may object to being discharged provided they
have legitimate grounds.
Discharge Order.
In about 60 days following the creditors meeting you
should receive a copy of a court order that discharges
your debts. The discharge order only eliminates the debts
you listed in your bankruptcy & the court approved.
Discharged Debts. The
Order of Discharge does not give you a list of specific
debts that were discharged; it simply states that
dischargeable debts are discharged. If you need a
complete list of all debts that were discharged all you
need do is contact the bankruptcy court. The entry of
a discharge order does not affect a secured creditor’s
rights in property which you pledged to repay the
secured creditor. The secured creditor can always
repossess the secured property if you do not pay
according to your loan agreement. In addition, the
discharge order only discharges debts that your trustee
determined to be dischargeable.
CLOSING YOUR CASE.
Approximately 30 to 45 days after the
Discharge, you will receive another notice stating that
your case is closed.
Reference Materials
Frequently Asked Questions
Chapter 7 Bankruptcy
Got my Discharge of Debt
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