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Florida Bankruptcy Services is a Chapter 7 bankruptcy preparation and loan modification service located in St. Petersburg, Florida.  We have been in business for nearly 20 years and come highly recommended by our clients, several trustees, local attorneys, and our local legal aid office.  We prepare bankruptcies straight up - by the book and you wouldn't want it any other way. 

Our chapter 7 bankruptcy clients pass the means test (earn less than approximately $40,000.00 a year), have few assets, a lot of debt, and little, if any, disposable income.   This type of bankruptcy only takes a few short months to complete and credit can be reestablished almost immediately upon cleaning up your credit report.

Our chapter 13 bankruptcy clients usually do not pass the means test, have too many assets, or are behind in the mortgage payments and want to keep their home.  We can prepare the initial documents but only an attorney can save a home because it is a very complicated process.  Fortunately we know several local attorneys that can help you or you can chose your own attorney. 

We prepare emergency bankruptcy petitions to temporarily stop foreclosures, wage garnishments, etc.  We do not charge an extra fee for this unless your documents have to be prepared after normal business hours.

What we can't do.  Florida Bankruptcy Services cannot make your decisions for you or give you legal advice but we can prepare all the documents necessary for you to file your chapter 7 bankruptcy in the Florida bankruptcy court with complete accuracy. 

If we suspect you have issues that need to be addressed by an attorney such as the possibility of removing a second mortgage lien we'll let you know immediately and refer you to a trusted attorney who is compassionate, knowledgeable, and less expensive than most attorneys.

Live outside the Tampa Bay area?   If you're willing to see us we can prepare your bankruptcy petition for you while you wait.  It will take a few hours but it's worth it because you will leave with your bankruptcy petition in hand - ready to file.

We work for attorneys too.  We use Best Case Bankruptcy Software to prepare bankruptcy petitions (Chapter 7 & Chapter 13) for local Tampa Bay area solo attorneys who don't need a staff - just someone to prepare their bankruptcy cases and follow through.  We also do loan modifications, office reorganizations, file management, and train staff..

We work off-site and can do as much or as little work as you want us to.  Emergency filings welcomed!  Don't have Best Case?  No worries.  We can convert your client's files to pdf format so you can electronically file your cases in five minutes or less.

No office space, office equipment, costly computer or software required.  Our network and high speed internet connection is totally secured. 
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Important Info & Links  
List of documents we need  
Our questionnaire (pdf)  
Free Credit Report  (FTC site)  
Pre-filing Credit Counseling  
Filing Fee Waiver  
       
Chapter 7 Bankruptcy  
What is Chapter 7  
Chapter 7 Timeline  
Top 10 Mistakes  
What is the Means Test  
Chapter 7 vs. Chapter 13  
What is Chapter 13  
How the court values vehicles  
Silly Bankruptcy Notions  
Credit After Bankruptcy  
       
FL Bankruptcy Courts  
Northern District  
Middle District  
Southern District  
Trustee  Required Doc List  
       
FAQ  
Should I File Bankruptcy  
Will I Lose My Stuff  
Taxes and Student Loans  

Can One Spouse File

 
Bankruptcy and Divorce  
       
Know Your Rights  
Fair Credit Reporting Act  
Fair Debt Collection Act  
New Credit Card Rules  
Fair & Accurate Credit Act  
       
Debt Collection  
Worst Debt Collectors  
Worst Debt Buyers  
       
Free Legal Resources  
Bankruptcy Basics  (pdf)  
Local Court Rules  (pdf)  
US Bankruptcy Code  (pdf)  
More Free Legal Resources  
Bankruptcy Glossary  
       
       

Our Location

 
2808 Beach Blvd So. #9  
Gulfport, FL  33707  
(727)  322-5881  
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
                 
                 
                 
           

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Florida Bankruptcy Services
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