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Silly Bankruptcy Notions.

You can only file bankruptcy ONCE in a lifetime.  No, you can file a Chapter 7 bankruptcy eight years after discharge of a previous bankruptcy.  Other rules apply to Chapter 13.

My son's car is in my name and he makes the payments so it's his car not mine.  No, if your name is on the title then it's your car and it becomes part of the bankruptcy estate.

They can't take my savings because I'm using the money to pay property taxes, fix the roof, buy new furniture, fix the car, pay college tuition, etc.  Yes they can and yes they will if you exceed your allowances.

They can't take my tax refund because I earned it.  Yes they can and yes they usually do every year just like clockwork.

I'll just transfer my expensive  asset to a friend  so the trustee can't take it.  You must disclose under oath all transfers within one year.  Failure to do so will get you in a world of trouble - along with your friend.

I am on the deed to Grandma's house, but only for probate purposes. 
It's her house and the trustee can't touch it.  Again, if your name is on the title then it's your house too and the trustee can take whatever action is appropriate - including selling it.

I don't want you to list some valuable property I own such as jewelry, vehicle,  etc. because it's mine - I worked for it and I earned it.   If you want to hide assets then don't call us. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

                  

Important Info & Links  
List of documents we need  
Our questionnaire (pdf)  
Free Credit Report  (FTC site)  
Pre-filing Credit Counseling  
Filing Fee Waiver  
       
Chapter 7 Bankruptcy  
What is Chapter 7  
Chapter 7 Timeline  
Top 10 Mistakes  
What is the Means Test  
Chapter 7 vs. Chapter 13  
What is Chapter 13  
How the court values vehicles  
Silly Bankruptcy Notions  
Credit After Bankruptcy  
       
FL Bankruptcy Courts  
Northern District  
Middle District  
Southern District  
Trustee  Required Doc List  
       
FAQ  
Should I File Bankruptcy  
Will I Lose My Stuff  
Taxes and Student Loans  

Can One Spouse File

 
Bankruptcy and Divorce  
       
Know Your Rights  
Fair Credit Reporting Act  
Fair Debt Collection Act  
New Credit Card Rules  
Fair & Accurate Credit Act  
       
Debt Collection  
Worst Debt Collectors  
Worst Debt Buyers  
       
Free Legal Resources  
Bankruptcy Basics  (pdf)  
Local Court Rules  (pdf)  
US Bankruptcy Code  (pdf)  
More Free Legal Resources  
Bankruptcy Glossary  
       
       

Our Location

 
2808 Beach Blvd So. #9  
Gulfport, FL  33707  
(727)  322-5881  
       
       
       
       
       
       
       
       
       
       
                 
                 
                 
           

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