We prepare chapter 7 bankruptcy petitions for Florida residents.  .  .  .  We also make housecalls for Pinellas County residents because lack of transportation should not prevent you from getting out of debt.  .  .  .  Fast turnaround  & low fees.  .  .  .  Emergency filings welcomed to stop lawsuits, wage garnishments & foreclosures!

(727)  322-5881


Our Fees & Services email


Bankruptcy Links & Info
How we can help you
Online Credit Counseling
Free Credit Report  -  Official Site
Fill out our easy questionnaire (pdf doc)
List of info/docs we will need
How the court values vehicles
Filing Fee Waiver
Site Map



Florida Bankruptcy Services
Official Site


Silly Bankruptcy Notions.

You can only file bankruptcy ONCE in a lifetime. 
No, you can file a Chapter 7 bankruptcy eight years after discharge of a previous bankruptcy.  Other rules apply to Chapter 13.

My son's car is in my name and he makes the payments so it's his car not mine.  No, if your name is on the title then it's your car and it becomes part of the bankruptcy estate.

They can't take my savings because I'm using the money to pay property taxes, fix the roof, buy new furniture, fix the car, pay college tuition, etc. 
Yes they can and yes they will if you exceed your allowances.

They can't take my tax refund because I earned it. 
Yes they can and yes they usually do every year just like clockwork.

I'll just transfer my expensive  asset to a friend  so the trustee can't take it. 
You must disclose under oath all transfers within one year.  Failure to do so will get you in a world of trouble - along with your friend.

I am on the deed to Grandma's house, but only for probate purposes. 
It's her house and the trustee can't touch it. 
Again, if your name is on the title then it's your house too and the trustee can take whatever action is appropriate - including selling it.

I don't want you to list some valuable property I own such as jewelry, vehicle,  etc. because it's mine - I worked for it and I earned it.  
If you want to hide assets then don't call us. 

In Re McNeal
In Re Scantling
What is Chapter 7
Chapter 7 Timeline
Top 10 Mistakes
What is the Means Test
Chapter 7 vs. 13
What is Chapter 13
Silly Bankruptcy Notions
Credit After Bankruptcy
Northern District
Middle District
Southern District
Trustee  Required Documents List
Should I File
Will I Lose My Stuff
Taxes and Student Loans

Can Only One Spouse File

Fair Credit Reporting Act
Fair Debt Collection Practices Act
Telephone Consumer Protection Act
New Credit Card Rules
Fair & Accurate Credit Trans.  Act
Worst Debt Collectors
Worst Debt Purchasers
Bankruptcy Basics  (pdf doc)
Local Court Rules  (pdf doc)
US Bankruptcy Code  (pdf doc)
More Free Legal Resources
Bankruptcy Glossary
Florida Bankruptcy Services
2808 Beach Blvd So. #9
Gulfport, FL  33707
(727)  322-5881
Summer Hours
Monday - Friday
8:00 am to 6:00 pm
*We try to work with your work schedule.

Copyright 2013 
Florida Bankruptcy Services
All Rights Reserved