We prepare chapter 7 bankruptcy petitions for Florida residents.  .  .  .  We also make housecalls for Pinellas County residents because lack of transportation should not prevent you from getting out of debt.  .  .  .  Fast turnaround  & low fees.  .  .  .  Emergency filings welcomed to stop lawsuits, wage garnishments & foreclosures!

(727)  322-5881

Home

Our Fees & Services email
 

 

Bankruptcy Links & Info
How we can help you
Online Credit Counseling
Free Credit Report  -  Official Site
Fill out our easy questionnaire (pdf doc)
List of info/docs we will need
How the court values vehicles
Filing Fee Waiver
Site Map

 

 
 

Florida Bankruptcy Services
Official Site

 
BANKRUPTCY NEWS


Some typical unacceptable practices by junk debt buyers include pursuing debts that are not actually owned by the consumer; harassment or verbal abuse; multiple listings of the same debt on credit reports; and attempting to collect a debt that has passed it's statute of limitations.

Most bottom feeders use the practice of "re-aging" debts which means that they report it to credit reporting agencies (Equifax, Trans Union, and Experian) as more recent than it is to ruin your credit.  This practice raises the interest rate you pay on credit cards & the cost of your car insurance.

Never make a "good faith" payment on any zombie debt!  This is an old trick bottom feeders use to trick consumers because it resets the statute of limitations & the 7 year clock.

"Good faith" payments are also a sneaky way bottom feeders gain access to your bank account - so they can garnish it at a later date. 

 

Adam Jeffrey Katz, P.A.
Andreu & Palma, P.A.
Arrow Financial Services, LLC
Asset Acceptance, LLC
Atlantic Credit & Finance, Inc.
Bray & Lunsford, P.A.
CACV, LLC aka CACH, LLC ("Collect America")
Cavalry Portfolio Services, LLC
David E. Borack, P.A.
Dodge Enterprises, Inc.
Financial Independence Services Corp.
Hayt, Hayt & Landau
Jacobson, Sobo & Moselle
Law Offices of Melissa A. Ferris, P.A.
LVNV Funding, LLC *
Marcadis & Associates, P.A.
Shafritz & Braten, P.A.
Midland Credit Management ("Midland Funding, LLC")
Westport Recovery Corp.
Palisades Collections, LLC
Pollack & Rosen, P.A.
Portfolio Recovery Associates, LLC
Rubin & Debski, P.A.
Law Offices of Harold E. Scherr
Sprechman & Associates, P.A.
NCO Group Inc.**
Unifund CCR Partners, G.P.
Wagner & Hunt, P.A.
Mann Bracken, LLP or Wolpoff & Abramson, LLP
Zakheim & Associates, P.A.

*dba Resurgent Capital Services, LP; Alegis Group LLC;
aka Sherman Financial Group LLC; Pinnacle Financial Group

**aka NCO Financial Systems Inc; NCO Medclr;
NCO Portfolio Management Inc. etc. etc. etc.

 

In Re McNeal
In Re Scantling
 
 
CHAPTER 7 BANKRUPTCY
What is Chapter 7
Chapter 7 Timeline
Top 10 Mistakes
What is the Means Test
Chapter 7 vs. 13
What is Chapter 13
Silly Bankruptcy Notions
Credit After Bankruptcy
 
 
FLORIDA BANKRUPTCY COURTS
Northern District
Middle District
Southern District
Trustee  Required Documents List
 
 
FREQUENTLY ASKED QUESTIONS
Should I File
Will I Lose My Stuff
Taxes and Student Loans

Can Only One Spouse File

Bankruptcy and Divorce
 
 
KNOW YOUR RIGHTS
Fair Credit Reporting Act
Fair Debt Collection Practices Act
Telephone Consumer Protection Act
New Credit Card Rules
Fair & Accurate Credit Trans.  Act
 
 
DEBT COLLECTION
Worst Debt Collectors
Worst Debt Purchasers
 
FREE LEGAL LINKS
Bankruptcy Basics  (pdf doc)
Local Court Rules  (pdf doc)
US Bankruptcy Code  (pdf doc)
More Free Legal Resources
Bankruptcy Glossary  
   
   
Florida Bankruptcy Services  
2808 Beach Blvd So. #9

 

Gulfport, FL  33707  
(727)  322-5881  
   
Summer Hours  
Monday - Friday  
8:00 am to 6:00 pm  
*We try to work with your work schedule.  
   
 

Copyright 2013 
Florida Bankruptcy Services
All Rights Reserved